What to say in the dealer's finance office
Extended warranties, GAP, maintenance plans: what is optional and how to compare the loan rate.
Check my quote freeEverything sold there is optional
Extended warranties, GAP coverage, tire and wheel protection and maintenance plans are optional products, and their prices are negotiable.
Compare the rate
Get a loan pre-approval from your bank or credit union before you go. The rate a dealer offers can include a markup.
Read before you sign
Check that the contract matches the price and the products you agreed to, and that nothing was added.
More guides
- How to get an out-the-door price before you go to the dealer
- Dealer add-ons you can refuse
- All dealer fees