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Car dealer fees and add-ons: which ones you can refuse

Every line you may find on a buyer's order, what it is, and whether you have to pay it.

Price above sticker

• Market adjustment (ADM)

Dealer add-ons

• Nitrogen-filled tires
• VIN etching
• Paint protection and paint sealant
• Fabric protection
• Rustproofing and undercoating
• Dealer window tint
• Wheel locks
• Theft protection packages

Dealer fees

• Dealer preparation fee
• Reconditioning fee on a used car
• Dealer advertising fee

Paperwork fees

• Documentation fee (doc fee)

Optional products in the finance office

• GAP insurance
• Extended warranty (service contract)
• Tire and wheel protection
• Prepaid maintenance plan
• Key replacement coverage

Manufacturer charges

• Destination charge